• We help individuals and small businesses develope a daily saving culture to meet their financial goals.

•. Our clients earn passive income through referral bonus and a 12% per anum bonus for any contribution of more than 91days life circle.

• We provide regular information on financial literacy, safe investment opportunities and new business trends to our clients.

• For us at Xoftsave adding value to our clients is our driving force.

XOFTSAVE - DAILY CONTRIBUTION

Xoftsave is an automated daily, weekly and monthly contribution platform popularly called Ajo /Esusu/Akawo/Adashe in Nigeria. It is design to improve the process, eliminate bottle neck, increase trust and position the traditional thrift collection for the digital age. Some of the challenges of the traditional thrift collection;

• Loss of contribution record card; client records can be access through any smart phone or PC.

• Manual documentation of client’s record; all clients records are safely stored in a central database online and can be accessed real time.

• Excessive cash transactions; which makes the business very risky will be a thing of the past as multiple channels of contribution payment is now possible and client’s settlement is directly to their bank account.

•Unfaithful collectors; collectors can only transfer the amount in their XoftWallet in exchanges for cash.

• Death of collector; XoftSave process is not affected by the death of a collector as settlement of contribution payment is not tied to a collector.

• Death of contributor: The death of a contributor does not stop XoftSave from paying a contributors contribution into their account at the expiration of the contribution.

XOFTSAVE - FLEX

With Flex client have the liberty to chose from 31day to 361days circle and amount ranging from N500 - N5,000 daily to contribute.

1. Contribution in advance is allowed.
2. Contribution in arrears is allowed.
3. Multiple contributions is allowed
4. Client can terminate a contribution at anytime and get payment within 24 hours.

XOFTSAVE – CHALLANGE

To reward our committed clients we are have introduce 31days, 61days and 91days target challenge where every one who entered the challenge has a chance to win extra cash plus their contribution at the end of the challenge through a draw. In Xoftsave Challenge;

1. No contribution in arrears.
2. Contribution in advance is allowed.
3. Client cannot terminate a contribution ones it starts
4. Multiple contributions is allowed

XOFTSAVE – EMERGENCY FUND

This is a contribution that runs for 361days circle where a client can contribute from any of our range of contribution amount depending the client’s ability and what a client want to save for emergency.

1. A client can withdraw Part or All the contribution at anytime.
2. Contribution in advance is allowed.
3. Contribution in arrears is allowed.
4. Multiple contributions is allowed

WHO IS XOFTSAVE FOR

• Small Businesses, Salary earners and anyone who desire to start the journey towards financial freedom. (Save to Invest or Acquire Asset)

• Anyone who wants to save towards project such as School fees, Rent etc.

• Anyone who is interested in making extra income through referral or working part/full time as a collector by creating clusters of contributors in his/her community, workplace, market etc.

REQUIREMENTS

An active Mobile Phone, Bank account, Personal commitment and Consistency.

FEATURES OF XOFTSAVE

1. Terminate of contribution at any time.
2. Client create multiple contributions.
3. Client can set auto deduction from your Xoftcard.
4. Get email notification on all transactions.
5. Payout is only through a registered bank account.
6. Multiple channels of funding your Xoftcard.
7. Client can rollover their contribution before the end of the circle.
8. Client can view their contribution history on the go.

BENEFITS OF SIGNING UP WITH XOFTSAVE

1. Bonus on contributions above 91days.
2. Registration is free.
3. Refer a new client and earn instant N200.00+ reward and the refereed client also get N200.00+ welcome bonus.

HOW TO CONTRIBUTE WITH XOFTSAVE

1. Register with Xoftone Online or through another clients referral link.
2. Fund your Xoftcard with a minimum of N500.00 naira.
3. Subscribe to XoftSave.
4. Create a contribution account.

HOW TO FUND YOUR XOFTCARD

1. Client to Client transfer (C2C).It attracts a 2% charge of the transferred amount on the receiver and the sender gets the 2% charge.
2. Online bank transfer to DPAYMART SOLUTIONS LIMITED
3. Cash deposit at any of our partner banks.

Account Name: DPAYMART SOLUTIONS LIMITED

FIDELITY---------------------5600487427